goals

Half Marathon Woes and Retirement Mistakes

Lifting my hand to my brow around mile 7, I knew I was in trouble. I was a little over half way through the Star Valley Half Marathon race, and I had stopped sweating and was feeling lethargic. This was a clear sign that if I didn’t slow down and get some liquids, my safety would be at risk.

When I signed up for the race with a goal of finishing in under two hours, I was determined to not have to walk during any part of it; and I followed a training routine that had me well prepared to go the distance. Now it didn’t matter. I knew in my heart that I had to walk and work on refueling.

Fact Check: Can Wyoming Retirees Live On Social Security and $100k?

A Wall Street Journal article caught our attention recently. The headline read “You Don’t Need to Be A Millionaire to Retire.” Hale Financial has enough non-millionaire retired clients that we know this to be true, but the article explained that of a group of retirees surveyed who had less than $100,000; over 70% of them said they were doing fine financially.

“Ok, what’s the catch?” There are some catches to living a retired life with less than $100,000, but after analyzing what we’ve learned working with many Wyoming retirees, we’ve found that it is possible, with certain limitations.

Do Things That Scare You

On July 1st of this year, I celebrated my 5-year anniversary since starting Hale Financial Solutions. I left a stable job at a large bank, in a very enjoyable city, surrounded by kind, generous friends and neighbors. But while my job was comfortable, it wasn’t fulfilling. And while the city was fun, it wasn’t the right place for my growing family. And while kind people are fine, I don’t like people (kidding!).

The Easiest, Smartest Way to Save Up for The Awesome Things

In the spring of 2015, Kellie and I took a dream trip to Europe. The bulk of our time was spent in Budapest, Hungary, where she had served as a missionary for The Church of Jesus Christ of Latter-Day Saints. After Budapest, we spent a few days in Vienna, Prague, and Dresden, Germany. It was truly an experience of a lifetime, and we’ve looked back on it fondly many times since.